Tom Houston, President

After more than twenty years of solid bank marketing and technical management, Tom started the consulting firm to help community banks evaluate and implement the products and services they needed to compete in a highly technical industry.

Tom was one of the pioneers in check imaging, PC banking and Internet security and marketing. As Internet security moved to the forefront of community bank concerns, Tom and Johneice Randolph researched and wrote the latest guide, "Internet Security for Community banks." Tom and Johneice have both received certification for intrusion testing from Internet Security Systems (ISS), the largest security software company in the U.S.

With the help of highly-qualified staff members, the company has published numerous books and articles that include:

• "Debit Cards for Community Banks"
• "Internet Cash Management for Community Banks"
• "Check Image for Community Banks"
• "Document Image for Community Banks"
• "Internet Security for Community Banks"

Melissa Garza, Director of Operations

Melissa is the company's Directory of Operations and Project Manager for updating banks' electronic policies and procedures. As a former banker, Melissa understands that each client's products and services are different and customizes the document to meet their unique needs.

As a psychology major at the University of Houston, Melissa has numerous occasions to use her research training to stay abreast of the never ending regulatory changes.

Like Tom, Melissa shares duties as class instructor for Internet banking and a specialized class that she developed called, "Power Learning." Power Learning has proven to be one of the fastest methods for teaching bank products and services to new employees or senior employees that seldom come in contact with the bank's products. Banks that have used Power Learning often use the term "awesome" to describe it.

Mary Hall, Director of Marketing

Mary Hall is the company's Director of Marketing. She develops corporate and customer marketing materials, assists the consultants in presentation development, updates Cash Management and Internet Banking customer and bank employee training guides. Mary is currently enrolled in college working to complete her degree in Marketing and Business Administration.

Associates

T. Houston Technology Group utilizes a number of associates as necessary when specialization is required. All Associates have strong banking backgrounds and unique skills in programming and project management.